Built for UK SMEs · GBP-native

The complete finance OS for growing businesses

Close the month, manage cash, model scenarios and ship board-ready reports — without juggling five spreadsheets.

No card required · Full demo data included

Revenue (MTD)
£123,450
+12.4%
Cash on hand
£487,210
8.2 mo runway
Net Income
£28,900
+£3.1k vs budget
Everything you need

Ten finance modules. One workspace.

Replace your patchwork of spreadsheets with a single, audit-ready system.

Live dashboard

KPIs, runway, alerts and AI narrative in one view.

Month-end close

Repeatable checklist, owner & due dates, RAG status.

Full P&L, BS & cash flow

Statutory layouts, drill-through to source entries.

Annual budget + rolling forecast

Set once, lock with approvals, re-forecast monthly.

13-week cash forecast

Direct-method weekly cash with variance to actual.

AR & AP aging

DSO/DPO, overdue alerts and CCC computation.

Headcount planning

Salary, NI and pension by department with hiring plan.

Scenario modelling

Base / aggressive / conservative what-ifs in seconds.

UK compliance

VAT, Corporation Tax, PAYE and Companies House dates.

Audit trail

Every change, approval and AI action is logged.

Bank-grade security

Plans that scale with your team

Bank-grade security. Trusted by modern finance teams and fractional CFOs. Start free for 14 days.

Growth

For established businesses with internal finance teams.

£149/mo

billed annually — £1788/yr

  • Up to 5 users
  • Full P&L, balance sheet & cash flow
  • Annual budget + AI forecast
  • Board pack export (PDF)
  • UK compliance calendar — VAT, CT, PAYE & Companies House reminders
  • Audit trail
  • Priority email support
  • Bank-grade data encryption
Most Popular

Scale

For fractional CFOs, agencies & multi-entity groups.

£399/mo

billed annually — £4788/yr

  • Everything in Growth, plus:
  • Up to 15 users
  • 13-week cash forecast & scenario modelling
  • Custom KPI tracking & alert thresholds
  • AI-generated board commentary
  • Dedicated success manager
  • Multi-entity consolidation

Enterprise

For complex corporate groups and custom setups.

Let's talk

Custom pricing tailored to your group

Contact Sales
  • Everything in Scale, plus:
  • Unlimited users
  • Custom API access & webhooks
  • Single Sign-On (SSO / SAML)
  • White-label client reporting
  • Dedicated accounting engineer
  • Custom SLA guarantees

Bank-Grade Security

256-bit encryption and GDPR compliant, safeguarding your financial data.

Expert Support

Priority access to dedicated finance platform experts and account setup assistance.

Seamless Integration

Connects securely with your existing major accounting ledgers.

See MouCFO on your numbers

Book a 30-minute walkthrough with our team. We'll load your last 12 months, wire up your KPIs and show you the board pack — no obligation.

Prefer to explore first? Start a free 14-day trial — no card required.

Frequently asked

Is it really UK-specific?

Yes — GBP-native, VAT quarters, Corporation Tax, PAYE deadlines and Companies House confirmation reminders are built in.

Do I need an accountant?

No, but it works beautifully alongside one. MouCFO is designed for founders, finance managers and fractional CFOs — and you can invite your accountant as a viewer at no extra cost.

Can I export to my board?

Yes — generate a polished, multi-page PDF board pack in one click with KPIs, P&L, balance sheet, cash flow and AI-written commentary, branded with your company logo.

What happens after 14 days?

Pick a plan to keep going. Your data stays with you either way — full CSV/Excel export is always available.

Does it integrate with my accounting software?

Yes — connect Xero, QuickBooks, Sage, FreeAgent and 30+ other tools to sync actuals automatically, or import via our Excel template if you prefer.

How does the AI work, and is my data safe?

The AI analyses your numbers to draft budgets, write board commentary and answer questions in plain English. Your financial data is encrypted, never used to train external models, and stays inside your tenant.

Can multiple people collaborate?

Absolutely. Invite your team with role-based permissions (admin, editor, viewer), with a full audit trail of every change and approval.

Is there a mobile app?

MouCFO is a responsive web app that works beautifully on phones and tablets — review KPIs, approve budgets and check cash on the go without installing anything.

Can I model what-if scenarios?

Yes — build base, aggressive and conservative scenarios in seconds, compare them side-by-side, and see the impact on runway, hiring and profitability before you commit.

How long does onboarding take?

Most teams are up and running in under 30 minutes. Import a year of history from your accounting tool or our Excel template and the dashboard populates immediately.

Can I cancel any time?

Yes — no contracts, no cancellation fees. Cancel from Settings and you keep access until the end of your billing period.

Ready to take control of your numbers?

Join finance teams who've replaced their spreadsheet chaos with MouCFO.